Affordable Care Act (ACA)

In March 2010, President Obama signed comprehensive health reform, the Patient Protection and Affordable Care Act (ACA), into law. The law makes preventive care—including family planning and related services—more accessible and affordable for many Americans.  While many provisions of the law have already taken effect, several more provisions will be implemented in the coming years.

Questions about the ACA?   Call Midwest Group Benefits, Inc. at 800-344-3766.  We are  YOUR LOCAL RESOURCE for ACA compliance with certified Marketplace Agents on staff.

Marketplace Exchange Notices

On May 8, 2013 the DOL Employee Benefits Security Administration provided temporary guidance for employers on this exchange notification requirement in Department of Labor Technical Release 2013-02.  The technical release provides information for employers about the requirement that it notify employees by October 1, 2013 about coverage options in exchanges or health insurance marketplaces.  The technical release also contains two alternative model notices that employers may (but are not required to) use to provide notification.  We have provided the notices below for your convenience.

NOTE: The DOL released FAQ on September 11, 2013 stating that although employers SHOULD provide the Exchange Notice, there will be no fine or penalty under the law for failing to provide it.

Affordable Care Act Tax Provisions

The Affordable Care Act contains many tax credits and other provisions for both individuals and employers.  The IRS administers the tax provisions contained in the law.  Below is a link which provides more information on the various tax provisions.